@import"https://fonts.googleapis.com/css2?family=Montserrat:ital,wght@0,400;0,500;0,600;0,700;0,800;0,900;1,400&display=swap";:root{--navy: #003264;--navy-light: #0a4d8c;--navy-tint: #d6e4f2;--orange: #e8871e;--orange-hover: #c9731a;--orange-press: #a85f14;--orange-tint: #fdf0de;--blue: #4a82b5;--blue-tint: #d8e9f5;--green: #8fa042;--green-dark: #5a6828;--green-tint: #eaf0d3;--offwhite: #f8f6f2;--white: #ffffff;--ink: #1a1917;--muted: #6b6760;--gray-100: #f4f3ef;--gray-200: #e8e6e0;--gray-300: #ccc9c0;--gray-400: #9e9a90;--line: #e8e6e0;--danger: #b5483d;--radius: 18px;--radius-lg: 20px;--radius-sm: 12px;--tap: 44px;--shadow: 0 2px 8px rgba(0, 50, 100, .07);--shadow-md: 0 4px 12px rgba(0, 50, 100, .1), 0 2px 6px rgba(0, 50, 100, .06);--shadow-lg: 0 8px 24px rgba(0, 50, 100, .14), 0 4px 10px rgba(0, 50, 100, .07);--safe-top: env(safe-area-inset-top, 0px);--safe-bottom: env(safe-area-inset-bottom, 0px);font-family:Montserrat,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,sans-serif;color:var(--ink);-webkit-text-size-adjust:100%}*{box-sizing:border-box;-webkit-tap-highlight-color:transparent}html,body,#root{height:100%;margin:0}body{background:var(--offwhite);line-height:1.5;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}button{font-family:inherit;cursor:pointer}input,select{font-family:inherit}.app{max-width:480px;margin:0 auto;min-height:100%;display:flex;flex-direction:column;background:var(--offwhite);position:relative}.appbar{position:sticky;top:0;z-index:20;background:linear-gradient(180deg,var(--navy-light) 0%,var(--navy) 100%);color:var(--white);padding:calc(var(--safe-top) + 12px) 18px 12px;display:flex;align-items:center;gap:10px;box-shadow:0 2px 10px #0032642e}.appbar .wordmark{font-weight:800;letter-spacing:.14em;font-size:13px;text-transform:uppercase}.appbar .wordmark .star{color:var(--orange)}.appbar .back{background:transparent;border:0;color:var(--white);font-size:20px;width:var(--tap);height:var(--tap);margin:-8px 0 -8px -10px;border-radius:50%}.appbar .spacer{flex:1}.appbar .restart{background:#ffffff29;border:0;color:var(--white);border-radius:999px;padding:8px 14px;font-size:12px;font-weight:700;letter-spacing:.02em}.appbar .restart:active{background:#ffffff47}.progress{height:3px;background:#ffffff2e}.progress>div{height:100%;background:var(--orange);transition:width .3s ease}.crumbs{display:flex;align-items:center;gap:4px;overflow-x:auto;padding:10px 16px;background:var(--white);border-bottom:1px solid var(--line);-webkit-overflow-scrolling:touch;scrollbar-width:none}.crumbs::-webkit-scrollbar{display:none}.crumb{display:flex;align-items:center;gap:6px;white-space:nowrap;border:0;background:transparent;font-size:11.5px;font-weight:700;color:var(--gray-400);padding:2px 0}.crumb .num{width:20px;height:20px;border-radius:50%;background:var(--gray-200);color:var(--gray-400);display:grid;place-items:center;font-size:10px;font-weight:800;flex:0 0 auto;transition:all .2s ease}.crumb.done{color:var(--ink)}.crumb.done .num{background:var(--green);color:#fff}.crumb.current{color:var(--navy)}.crumb.current .num{background:var(--orange);color:#fff;box-shadow:0 2px 6px #e8871e66}.crumb .sep{color:var(--gray-300);margin:0 1px}.prov-grid{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin:6px 0}.prov-grid button{min-height:48px;border:2px solid var(--gray-200);background:var(--white);border-radius:var(--radius-sm);padding:11px 13px;font-size:13.5px;font-weight:700;color:var(--ink);text-align:left;transition:all .14s ease}.prov-grid button.on{border-color:var(--orange);background:var(--orange-tint);color:var(--navy)}.input::placeholder{color:var(--gray-400);opacity:1}.dtable{width:100%;border-collapse:collapse}.dtable th,.dtable td{text-align:left;padding:10px 6px;border-bottom:1px solid var(--line);font-size:13px;font-variant-numeric:tabular-nums}.dtable th{color:var(--muted);font-size:11px;text-transform:uppercase;letter-spacing:.06em;font-weight:700}.dtable th.r,.dtable td.r{text-align:right}.dtable td.nm{font-weight:700;color:var(--navy)}.fhelp{font-size:12px;color:var(--blue);margin:0 0 4px;font-weight:700}.fhelp.plain{color:var(--muted)}.entry-grid{display:grid;grid-template-columns:1fr 1fr;gap:11px;align-items:start}.rate-fixed{display:flex;align-items:baseline;gap:6px;min-height:44px;border:2px dashed #c9d6ba;border-radius:var(--radius-sm);padding:11px 13px;background:var(--green-tint);color:var(--navy);font-weight:800;font-size:16px}.rate-fixed small{font-weight:700;font-size:11.5px;color:var(--green-dark)}.entry-field .field{margin-bottom:9px}.screen{flex:1;padding:18px 18px calc(30px + var(--safe-bottom));animation:fade .28s ease}@keyframes fade{0%{opacity:0;transform:translateY(7px)}to{opacity:1;transform:none}}h1.title{font-size:26px;line-height:1.18;margin:4px 0 8px;color:var(--navy);font-weight:800;letter-spacing:-.01em}h2.subtitle{font-size:19px;margin:26px 0 9px;color:var(--navy);font-weight:700}p.lede{color:var(--muted);margin:0 0 16px;font-size:15px;font-weight:500;line-height:1.55}.eyebrow{text-transform:uppercase;letter-spacing:.08em;font-size:11px;font-weight:700;color:var(--orange);margin-bottom:6px}.title-page{text-align:center;padding:18px 0 8px}.hero-title{font-size:34px;line-height:1.1;color:var(--navy);margin:6px 0 10px;font-weight:800;letter-spacing:-.02em}.hero-sub{color:var(--muted);font-size:16px;margin:0;font-weight:500}.sell{display:flex;flex-direction:column;gap:11px;margin:20px 0}.sell-item{display:flex;flex-direction:column;background:linear-gradient(155deg,var(--navy-light) 0%,var(--navy) 100%);color:#fff;border-radius:var(--radius);padding:16px 18px;box-shadow:var(--shadow-lg)}.sell-item .big-num{font-size:24px;font-weight:800;color:var(--orange);line-height:1.1}.sell-item span:last-child{font-size:14px;color:#d6e2ee;margin-top:3px;font-weight:500}.actionbar{display:flex;gap:11px;margin-top:26px}.btn{flex:1;min-height:var(--tap);border:2px solid transparent;border-radius:var(--radius-sm);font-weight:700;font-size:16px;letter-spacing:.01em;padding:14px 22px;color:#fff;display:inline-flex;align-items:center;justify-content:center;gap:8px;transition:transform .08s ease,box-shadow .08s ease,background .2s ease;touch-action:manipulation}.btn-primary{background:linear-gradient(180deg,var(--orange-hover) 0%,var(--orange) 100%);box-shadow:0 4px 0 var(--orange-press),0 6px 14px #e8871e59}.btn-primary:active{transform:translateY(3px);box-shadow:0 1px 0 var(--orange-press),0 2px 6px #e8871e59}.btn-primary:disabled{background:var(--gray-300);color:#fff;box-shadow:none;transform:none}.btn-navy{background:linear-gradient(180deg,var(--navy-light) 0%,var(--navy) 100%);box-shadow:0 4px #001e3c,0 6px 14px #00326459}.btn-navy:active{transform:translateY(3px);box-shadow:0 1px #001e3c}.btn-ghost{background:linear-gradient(180deg,#fff,#f0eeea);color:var(--navy);border-color:var(--navy);box-shadow:0 3px #b9c2cc,0 4px 10px #0032641f;flex:0 0 auto;min-width:100px}.btn-ghost:active{transform:translateY(2px);box-shadow:0 1px #b9c2cc}.btn-block{width:100%}.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:18px;box-shadow:var(--shadow);margin-bottom:14px}.card.tight{padding:13px 15px}.chip-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:8px 0 12px}.chip{display:flex;align-items:center;gap:9px;min-height:var(--tap);padding:12px 15px;border-radius:999px;border:2px solid var(--gray-200);background:var(--white);color:var(--muted);font-size:14px;font-weight:700;text-align:left;transition:all .14s ease}.chip .ic{font-size:18px;line-height:1}.chip.sel{border-color:var(--orange);background:var(--orange-tint);color:var(--navy)}.chip .badge{background:var(--orange);color:#fff;border-radius:999px;min-width:21px;height:21px;font-size:12px;font-weight:800;display:grid;place-items:center;padding:0 5px}.chip-main{display:flex;align-items:center;gap:9px;flex:1;background:transparent;border:0;padding:0;font:inherit;color:inherit;text-align:left;min-height:32px}.chip-ctrls{margin-left:auto;display:flex;align-items:center;gap:6px}.chip-minus{width:28px;height:28px;border-radius:50%;border:2px solid var(--orange);background:var(--white);color:var(--orange);font-weight:800;font-size:16px;line-height:1;display:grid;place-items:center}.field{margin-bottom:15px}.field label{display:block;font-size:12px;font-weight:700;color:var(--muted);margin-bottom:7px;text-transform:uppercase;letter-spacing:.04em}.input-wrap{position:relative;display:flex;align-items:center}.input-wrap .affix{position:absolute;color:var(--muted);font-weight:700;pointer-events:none}.input-wrap .affix.pre{left:15px}.input-wrap .affix.suf{right:15px}.input{width:100%;min-height:var(--tap);border:2px solid var(--gray-200);border-radius:var(--radius-sm);padding:11px 15px;font-size:16px;font-weight:600;background:var(--white);color:var(--ink);transition:border-color .14s ease,box-shadow .14s ease}.input:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px var(--blue-tint)}.input.has-pre{padding-left:27px}.input.has-suf{padding-right:31px}select.input{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%236b6760' d='M1 1l5 5 5-5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 15px center;padding-right:36px}.seg{display:flex;flex-wrap:wrap;gap:6px;background:var(--gray-100);border:1px solid var(--gray-200);border-radius:var(--radius-sm);padding:5px}.seg button{flex:1;border:0;background:transparent;color:var(--muted);border-radius:10px;padding:11px 12px;font-size:14px;font-weight:700;min-height:40px;transition:all .15s ease}.seg button.on{background:linear-gradient(180deg,var(--orange-hover),var(--orange));color:#fff;box-shadow:0 3px 0 var(--orange-press),0 4px 10px #e8871e40;transform:translateY(-1px)}.help{color:var(--blue);font-size:13px;background:transparent;border:0;padding:2px 6px;text-decoration:underline;font-weight:700}.help-body{background:var(--blue-tint);border:1px solid #c4daee;border-radius:var(--radius-sm);padding:11px 13px;font-size:13px;color:var(--ink);margin-top:8px;line-height:1.5}.debt-row{display:flex;align-items:center;gap:13px;padding:13px 15px}.debt-row .ic{font-size:22px}.debt-row .meta{flex:1;min-width:0}.debt-row .nick{font-weight:700;font-size:15px;color:var(--navy)}.debt-row .sub{color:var(--muted);font-size:12.5px;font-weight:600}.debt-row .bal{font-weight:800;font-variant-numeric:tabular-nums;color:var(--navy)}.row-actions{display:flex;gap:8px;margin-top:9px}.row-actions button{font-size:13px;font-weight:700;border-radius:10px;border:2px solid var(--gray-200);background:#fff;padding:7px 12px;color:var(--navy)}.row-actions .del{color:var(--danger);border-color:#e8cfca}.sortbar{display:flex;gap:6px;overflow-x:auto;padding-bottom:4px;margin-bottom:11px;-webkit-overflow-scrolling:touch}.sortbar button{white-space:nowrap;border:2px solid var(--gray-200);background:#fff;border-radius:999px;padding:7px 13px;font-size:12.5px;font-weight:700;color:var(--muted)}.sortbar button.on{color:var(--navy);border-color:var(--navy);background:var(--navy-tint)}.sheet-backdrop{position:fixed;inset:0;background:#00326466;backdrop-filter:blur(2px);z-index:40;display:flex;align-items:flex-end;justify-content:center}.sheet{background:var(--offwhite);width:100%;max-width:480px;border-radius:26px 26px 0 0;padding:18px 18px calc(18px + var(--safe-bottom));max-height:90vh;overflow-y:auto;animation:slideup .32s cubic-bezier(.34,1.56,.64,1);box-shadow:0 -10px 40px #00326440}@keyframes slideup{0%{transform:translateY(100%)}to{transform:none}}.sheet .grab{width:40px;height:5px;background:var(--gray-300);border-radius:999px;margin:0 auto 14px}.compare{display:grid;gap:12px}.method-card{border:2px solid var(--gray-200);border-radius:var(--radius);padding:17px;background:#fff;transition:all .15s ease}.method-card.on{border-color:var(--orange);background:var(--orange-tint);box-shadow:var(--shadow-lg)}.method-card h3{margin:0 0 3px;color:var(--navy);font-size:18px;font-weight:800}.method-card .tag{font-size:12.5px;color:var(--muted);margin-bottom:13px;font-weight:600}.stat-row{display:flex;justify-content:space-between;padding:7px 0;border-top:1px dashed var(--gray-200)}.stat-row .k{color:var(--muted);font-size:13px;font-weight:600}.stat-row .v{font-weight:800;font-variant-numeric:tabular-nums;color:var(--navy)}.hero{background:linear-gradient(155deg,var(--navy-light) 0%,var(--navy) 100%);color:#fff;border-radius:var(--radius-lg);padding:22px 20px;box-shadow:var(--shadow-lg)}.hero .big{font-size:36px;font-weight:800;color:var(--green);line-height:1.05;margin:6px 0;font-variant-numeric:tabular-nums;letter-spacing:-.01em}.hero .big.alt{color:#fff}.hero p{margin:6px 0 0;font-size:14px;color:#ffffffd1;font-weight:500}.kpi{display:flex;gap:11px}.kpi .box{flex:1;background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);padding:13px;text-align:center;box-shadow:var(--shadow)}.kpi .box .n{font-size:21px;font-weight:800;color:var(--navy);font-variant-numeric:tabular-nums}.kpi .box .l{font-size:11px;color:var(--muted);margin-top:3px;font-weight:700;text-transform:uppercase;letter-spacing:.04em}.frank{border-radius:var(--radius);padding:15px 17px;margin:14px 0;font-size:14.5px;line-height:1.55}.frank .lead{font-weight:800;display:block;margin-bottom:5px}.frank.tough{background:var(--orange-tint);border:1px solid #f3d6c4}.frank.tough .lead{color:var(--orange-press)}.frank.warm{background:var(--green-tint);border:1px solid #dde6c6}.frank.warm .lead{color:var(--green-dark)}.sched{width:100%;border-collapse:collapse;font-size:13px}.sched th,.sched td{text-align:left;padding:9px 6px;border-bottom:1px solid var(--line);font-variant-numeric:tabular-nums}.sched th{color:var(--muted);font-weight:700;font-size:11px;text-transform:uppercase;letter-spacing:.05em}.sched .milestone td{background:var(--green-tint);font-weight:700;color:var(--navy)}.expander{width:100%;text-align:center;background:#fff;border:2px solid var(--gray-200);border-radius:var(--radius-sm);padding:11px;font-weight:700;color:var(--navy);margin-top:9px}.note{font-size:12.5px;color:var(--muted);margin:6px 0 0;font-weight:500}.callout{background:var(--blue-tint);border:1px solid #c4daee;border-radius:var(--radius-sm);padding:13px 15px}.callout .h{font-weight:800;color:var(--navy)}.slider{width:100%;-webkit-appearance:none;appearance:none;height:10px;border-radius:999px;background:var(--gray-200);outline:none}.slider::-webkit-slider-thumb{-webkit-appearance:none;width:30px;height:30px;border-radius:50%;background:#fff;border:4px solid var(--orange);box-shadow:0 2px 6px #00326440,0 1px 2px #00326433;cursor:grab}.slider::-webkit-slider-thumb:active{transform:scale(1.08);cursor:grabbing}.slider::-moz-range-thumb{width:30px;height:30px;border:4px solid var(--orange);border-radius:50%;background:#fff;box-shadow:0 2px 6px #00326440}.toggle-row{display:flex;gap:6px;margin:8px 0}.toggle-row button{flex:1;border:2px solid var(--gray-200);background:#fff;border-radius:999px;padding:9px;font-weight:700;font-size:13px;color:var(--muted)}.toggle-row button.on{background:var(--green);color:#fff;border-color:var(--green)}.center{text-align:center}.muted{color:var(--muted)}.disclaimer{font-size:11.5px;color:var(--muted);margin-top:22px;line-height:1.55;font-weight:500}.legend{display:flex;flex-wrap:wrap;gap:11px;margin-top:8px;font-size:12px}.legend .it{display:flex;align-items:center;gap:6px;color:var(--muted);font-weight:600}.legend .sw{width:12px;height:12px;border-radius:3px}.print-only{display:none}.p-cover{text-align:center;padding:24px 0 12px;border-bottom:3px solid var(--orange)}.p-wordmark{font-weight:800;font-size:20px;color:var(--navy)}.p-wordmark span{color:var(--orange)}.p-cover h1{color:var(--navy);margin:10px 0 4px;font-size:26px}.p-cover p{color:var(--muted);margin:0;font-size:12px}.p-hero{background:var(--navy);color:#fff;padding:16px;border-radius:10px;margin:16px 0;font-size:15px}.p-hero .g{color:var(--green)}.p-summary,.p-sched{width:100%;border-collapse:collapse}.p-summary td{padding:6px 4px;border-bottom:1px solid var(--line);font-size:13px}.p-summary td:last-child{text-align:right;font-weight:700}.p-callout{background:#eef4fa;padding:8px 12px;border-radius:8px;font-size:13px}.p-sched th,.p-sched td{text-align:left;padding:5px 6px;border-bottom:1px solid var(--line);font-size:11.5px}.p-sched th{color:var(--muted);text-transform:uppercase;letter-spacing:.4px;font-size:10px}.p-sched tr.ms td{background:#f1f5e8;font-weight:700}.p-disclaimer{font-size:10px;color:var(--muted);margin-top:16px}.print-only h2{color:var(--navy);font-size:16px;margin:16px 0 6px;border-bottom:1px solid var(--line);padding-bottom:4px}.p-charts{display:flex;flex-direction:column;align-items:center;gap:8px}.p-note{font-size:10.5px;color:var(--muted);margin:4px 0 0}@media print{.appbar,.actionbar,.crumbs,.no-print{display:none!important}body,.app{background:#fff}.app>main{display:none}.print-only{display:block}.p-sched tr,.p-hero,.p-cover{page-break-inside:avoid}}@media (hover: none){.btn:hover{transform:none}}